Tuesday, June 18, 2019

Tips To Prevent A Car Burglary

Tips To Prevent A Car Burglary


You get that sinking feeling like something is wrong. You are walking towards your vehicle and notice that it has been all torn up and the windows are gone. Someone has been trying to get into your car and has done a pretty good job of smashing it up. While you are not sure of who would have done this to you, it is important that you get the assistance of a lawyer right away to deal with the loss of property and any other damages that may have occurred. Here are some of the steps that you can take next time to ensure that your car is not broken into again.

tips prevent car burglary Tips To Prevent A Car Burglary

Secure the Car

You must always make sure to secure up your car when you are leaving it. This means that you should not leave the keys inside the ignition, lock the doors and windows, and activate the alarm if you have one. It does not matter if you plan to spend two seconds away from the car or all day, make sure to follow this procedure each time in order to avoid someone trying to get into your car.

Park in Smart Locations

It is never a good idea to place your car somewhere that is dark and far away from the building. Rather you need to pick a place that is well populated, that is close to your destination, and where a lot of lights are present. If you are able to, try to park near a security camera so you are more likely to catch the culprit. At home, if you have a garage it is a good idea to always park your vehicle inside it. The more difficult that you can make it for someone to get into your car, the less likely that you will become a victim of a burglary.

Use Deterrents

If your vehicle does not have an alarm on it, now is a good time to put one on. Alarms are great deterrents to thieves and can keep your car safe. Some items that you may want to consider include hood and tire locks, locking mechanisms for your steering wheel, and an alarm that has a lough siren. You can even place decals on your car so that others know that it has these kinds of devices.

Hide Valuables

Never leave valuables inside your car if you are not going to be there. Thieves are not going to spend all day looking around at cars in order to see if something is there or not; this would easily become too suspicious. Rather, they will just glance through windows and if you have something valuable just left out in the open, they are going to try and get it. If you have to take a valuable in your car with you, say a computer to and from work, make sure to put it in a place where no one is able to see it. Under the seat, your glove compartment, and the trunk are all perfect options for hiding valuables.

Jennifer is a blogger for The Law Office of Gregory R. Terra, a business and personal injury law firm in Williamson County, Texas.  She is sad to report that she has recently been the victim of a car theft.

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Are Assets Safe In A Car Accident Lawsuit?

Are Assets Safe In A Car Accident Lawsuit?


In the past, people regarded a car accident as a blunder and something to progress from fast by fixing the damage. Today, this is not the case because other individuals might regard a person’s bad luck as their advantage. This is mostly accurate if the person has assets like money or property. If an individual is involved in a car accident, his or her assets are positively endangered.

are assets safe car accident Are Assets Safe In A Car Accident Lawsuit?

In the Wrong

Just because a person has a car accident does not imply that he or she will lose assets to others who were involved. The individual must be liable, or the accident must have been his or her fault. The police officer at the accident scene does not specify who is in the wrong. Liability is decided in a court, eventually, or by the insurance companies involved with the drivers if they arrive at an agreement. From time to time, liability is obvious. However, laws do not decide it since it is a civil matter. If a person is sued, he or she must defend him or herself, or the court will suppose that the individual is in the wrong. As a result, the court could issue a decision to the other party.

Exempt Assets

A few assets that a person might possess cannot be obtained in a lawsuit. Most frequently, retirement assets kept in an employer-sponsored retirement plan might not be obtained to fulfill a lawsuit. An employer-sponsored plan contains a 401k or 403b plan. These plans are provided protection from lawsuits under federal law. A few states might also permit identical protections to assets kept in an Individual Retirement Account (IRA). If an individual’s salary or bank accounts is garnished because of a car accident lawsuit, his or her disability or any other federal benefit cannot be garnished.


If person owns assets, generally a home, and his or her state provides substantial homestead exemptions in a bankruptcy, he or she could dismiss his or her judgment by filing for bankruptcy. Every nonexempt asset will be obtained to pay a bankrupt individual’s bills. However, he or she could retain the exempt assets like huge quantities of home equity if appropriate, while the plaintiff in the car accident lawsuit must wait like everyone else. In addition, IRA accounts benefit from at most $1 million in bankruptcy protection. If an accident originates from drunk driving, or maybe other types of negligence, the decision is not fulfilled in the bankruptcy and must be paid.


A driver must safeguard his or her personal assets. About every state insists on drivers buying liability insurance at an extremely reduced level. Any driver should have automotive liability insurance of more than equal to the value of his or her net worth. It might be an excellent suggestion, conditional on the situation, for a driver to have more. If the individual cannot buy automotive liability coverage that is adequate for his or her needs, he or she can buy umbrella liability coverage for a greater amount. Equal to $1 million in umbrella coverage can normally be bought for between $200 to $300 a year.

Zane Schwarzlose is a writer at The Law Offices of WT Johnson, a personal injury law firm in Dallas, Texas. Zane hopes he’s never sued in a personal injury claim.

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Freaky Flying Tire Accidents – Victims Legal Guide

Freaky Flying Tire Accidents – Victims Legal Guide


car tire in road Freaky Flying Tire Accidents   Victims Legal Guide

Most individuals aren’t used to seeing auto accidents on a daily basis, so when a person actually bears witness to one, it can be a sight to behold. One event that is more memorable for oglers, however, are random tires flying off of vehicles and bouncing without guidance down the road. While this sounds like an insane possibility, it actually happens more often than people think. These random incidences, though not often witnessed, can pose great danger so drivers and pedestrians should be alert to and understand these occurrences. 

Wheel Detachment

It’s not every day that people hear about wheels becoming detached from vehicles and shoot off on their own at dangerous speeds. This can partially be attributed to the fact that a person would have to be exceptionally unlucky to be in the exact wrong place at the exact wrong time for one of these wheels to cause them injury. Due to the fact that people aren’t injured in all of these accidents, it’s rare to hear of them on the news.

This doesn’t mean, however, that people don’t get hurt. Within the past few years, there have been incidents involving flying tires killing individuals as far south as Atlanta and injuring Cubs fans in Chicago. Just enter search terms “flying tire” on Youtube(dot)com and a slew of related videos appear which are a testament to individual tires rolling, bouncing and making human contact seemingly from out of nowhere.

Sadly, when these accidents do occur, they tend to be very injurious or even fatal. In cities with heavy auto traffic such as Chicago, most drivers know what to do after a fender bender–call the police to make a report, get medical attention and file insurance claims. For a random flying tire injury, to ensure you understand all of your entitlements, it would be of benefit to also contact a car accident lawyer in Chicago, or whatever city it occurred in.

Causes of Wheel Detachments

Drivers and pedestrians already face increased risks in some areas. The aforementioned story out of Chicago, for instance, which involved a pedestrian, occurred in a city where 78 percent of pedestrians injured by drivers are actually in the crosswalk when hit. Sadly, even bad drivers may not present the same dangers as wheel detachments.

Accidents involving flying wheels are often labeled as “freak,” but in reality, they’re often completely avoidable. Human error, such as over torquing wheel nuts, can damage the hardware used to hold the tires on a vehicle. In addition, simple wear and tear combined with other dangerous factors, such as poor road conditions or faulty brakes, can also lead to tires disconnecting from a vehicle.

Critical Steps to Take After an Incident  

If a person is ever injured due to a flying automobile or truck wheel, it’s essential to understand the next actions. Of course seek out medical help immediately. This will often be a common sense move due to the intense injuries that are likely to occur, but even a person who doesn’t feel serious pain afterward should still visit a doctor just to ensure their body didn’t suffer internal damage from blunt force trauma.

It’s also important to contact police as soon as possible so they can make a report and get witness statements. This will help later on during an insurance claim.

It should be noted that, even though the driver’s negligence may not have led to the wheel detachment, it is likely their insurer who will be responsible for medical bills, vehicle damages and other compensation. Of course, liability could also fall upon auto manufacturers or repair companies exclusively, so here again is another legitimate reason to seek out a car accident lawyer in Chicago or in your local area who will conduct the research to determine all parties that should be held accountable. 

After watching a youtube video of a flying truck tire barreling through a gas station pumping area, Teresa Stewart was inspired to write this information for the well-being of drivers and pedestrians.

Photo Credit: Flickr Creative Commons


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What Car Safety Features Are Now Used In Motorcycles?

What Car Safety Features Are Now Used In Motorcycles?


The terms “safety” and “motorcycles” just don’t seem to go together since motorcyclists are often viewed as bad boys and more reckless drivers. But this is just about image and people’s opinions. Safety is actually a very real issue since motorcycle drivers are more vulnerable on the road as compared to those inside their vehicles. Due to safety concerns, a number of manufacturers have been incorporating very useful car safety features into motorcycles. Hopefully, such elements will enhance the wellbeing of all drivers and pedestrians as well.


Below are some examples of auto safety features that can now be found in some brands of motorcycles too.

1. Antilock Brakes

Also known as ABS, the antilock braking system in cars helps in preventing major collisions. This feature includes sensors that aid in detecting possible crash events. How does this work? The system prevents the brakes from locking so that the driver will be able to steer his vehicle better.

Some motorcycles are now equipped with antilock brakes, which augment a rider’s safety. The system also utilizes sensors that can interpret driving data and predict when a driver might lose control over his motorbike. When it perceives that a car crash might occur, it immediately works to avoid the collision. The ABS applies the brake or cuts fuel distribution to avoid the incident. Although it is true that very experienced riders have heightened instinct that allows them to determine when they might crash, the ABS does this so much faster.

2. Stability Control

Stability control, also known as electronic stability control or ESC, uses sensors and a car’s electronic system to stop a driver from over- or under-steering. During an emergency situation, the ESC springs into action and controls other safety features, including the antilock brakes, in order to avoid a collision.

In motorcycles, this feature does the same. It obtains driving information, interprets the data received, and then acts once it detects a possible accident. It prevents skidding, which can lead to injuries or more dangerous accidents.

3. Air Bags

Air bags are now basic automobile safety features that are used to protect vehicle drivers and passengers from injury and from getting violently pitched forward. This feature is fairly new to motorcycles, and the first in the world to develop a motorcycle airbag system is Honda. The air bag deploys during a crash, and it helps in shielding a biker from severe injury during a frontal collision. Honda says that the air bag’s primary role is “to reduce the forward momentum of the rider.” More and more manufacturers are now incorporating air bags into their designs.

4. Air Bag Suits

Together with other insurance companies, Allstar Insurance affirms that motorcycle insurance is important because it protects a biker financially in case an accident occurs. Insurers can cover the medical expenses of a rider and his passenger in case they get into an accident, and they can also pay for the cost of repairs. Still, when a crash occurs, what will actually protect a person from impact? The answer is air bags. Some companies not only incorporate such features in the design of their motorcycles, but they have also developed wearable air bags.

Dainese, a company that specializes in the manufacture of protective wear for sports, is also the first to develop rider suits that feature air bags. Among the first models that the company developed was a suit with neck and shoulder air bags. Recently, they came up with a better version that not only shielded the neck and shoulders, but also protected the torso. The cushion it provides is certainly more superior that what you’d expect from regular body armor.

This blog post was contributed by Claire Flint, a freelancer who specializes in auto insurance and maintenance.

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4 Car Protection Features That Reduce Injuries In A Car Crash

4 Car Protection Features That Reduce Injuries In A Car Crash


Whether you are looking for a used or new car, a lot of factors need to be considered, including fuel economy, price, and looks. But more importantly, you need to take time to consider its safety. Unfortunately, a lot of consumers are still unaware of what they should look for in a car’s safety features; therefore, they only rely on its safety ratings.

First of all, you should take the car for a test drive. Try on the seat belt and make sure that it fits as snugly as possible. You should also check the windshield design, shatterproof glass, and roof structures. It is also advisable to perform a test drive in the evening so that you can evaluate its performance at night and the visibility provided by the car’s headlights. Lastly, you should look into the car protection features that could reduce injuries in the event of a car accident.

car protection features reduce injuries 4 Car Protection Features That Reduce Injuries In A Car Crash

Car Protection Features You Should Look For

You are probably aware of the staggering number of car accidents that occur every year. Car collisions have become increasingly common in every state for various reasons. A fatal car accident will not only damage your vehicle but it can also cause physical injuries and mental stress, says Bob M. Cohen & Associates, a law firm located in Lancaster specializing in car accident cases. For this reason, you should not only look for safety features that prevent car accidents, but features that could lower the risk of injuries.

With today’s advancements in technology, the car protection features provide better injury protection to drivers and passengers in the event of a vehicular collision. Here are some of the features you should look for:

Seat Belts: This may seem like a primitive safety feature; however, it remains to be one of the most important. Seat belts reduce the risk of colliding with the dashboard, windshield, and steering wheel. But wearing seat belts is not enough to prevent injuries. Thankfully, the recent improvements and additional features increased its effectiveness and performance.

  • Seat Belt Pretensioners: This feature retracts the seat belt to get rid of excess slack in case of a crash; however, the belt still needs to be adjusted to make sure that it fits snugly.
  • Energy Management Features: This feature allows the seatbelt to yield during a severe vehicular collision. This feature protects your chest from the force on the shoulder belt.
  • Load limiters that controls the forces applied to your body during a crash
  • Warning systems that inform you if the seat belt is still unfastened.

Crumple Zones: Crumple zones are the parts of the vehicle that easily crumples upon collision; but why would you want to have areas that easily get damaged? This is because the crumple zones are created to absorb the force of the impact upon collision. Modern cars with crumple zones protect the drivers and passengers in the front and rear. This means that the less force is pushed at the drivers and passengers, the better chances for survival and protection from injuries.

Head Rests And Restraints: Whiplash is one of the most common injuries in an auto accident. This injury is the result of the head being thrown forward and backward in the initial stage of rear impact. This causes the muscles and ligaments on the neck to move beyond the normal range of motion.

To protect yourself and your passengers from this injury, the car should have a head rest that is within the area of the head’s center of gravity, and as close to the back of the head as possible. Another protection feature that the car should have is the head restraint. This will limit the head movement during a car collision, lowering the risk of neck injury. Modern cars even have an active head restraint that moves up and forward in case of a rear-end collision to prevent whiplash injury.

Multiple Airbags: This is another primitive safety feature that has been improved over the years. In the past, airbags were placed only in the driver’s side and passenger side; however, these are not enough to protect the body and the knees. Today, modern cars have knee airbags and side curtain airbags. This protection feature is crucial in case of a severe foot-end or side collision.

The author, Kris Lim, is a car enthusiast and blogger who writes about the latest car safety features. She also knows that these safety features are not enough to completely prevent car accidents; thus, she urges car crash victims to seek legal help from credible injury attorneys.

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Tips For Teen Drivers Involved In A Car Crash

Tips For Teen Drivers Involved In A Car Crash


Driving is dangerous for anyone but inexperienced teen drivers are even more at risk. Based on studies conducted by the National Highway Traffic Safety Administration (NHTSA), every year, there are around 30,000 deaths and over 2 million injuries from car accidents in the United States.

Vehicular accidents can occur any time and at any place. If a teen gets into an accident, it might take him a few minutes to figure out what happened. He can be so disconcerted after a crash that it’s easy to forget what needs to be done. As a teen driver, you need to know exactly what you should do in case you get involved in a car collision.

tips for teen drivers involved Tips For Teen Drivers Involved In A Car Crash

Practice Safe Driving

The best way to survive a car accident is to avoid being involved in one. You should obey traffic laws, such as those involving speeding and impaired driving. You should also keep your focus on the road. While driving, do not use your mobile phone to text or call, avoid eating or changing the station on the radio, or other distracting activities.

Always Be Prepared

Car accidents can be scary; however, if you are prepared, you can lower the risk of suffering from severe injuries. You should keep in mind that although you try to be a responsible and defensive teen driver, it is still smart to be prepared for any contingencies while on the road. According to Bob M. Cohen & Associates, a California based law firm that deals with personal injury, car crashes are usually the result of distracted driving, impaired driving, and bad judgment. Often, it is the result of another driver’s negligent behavior. For this reason, you should do what you can to keep yourself safe while on the road.

Wear Your Seat Belt: This may seem like an obvious safety advice; however, you might be surprised to learn that a lot of teen drivers take this precaution for granted. Make sure that your lap belt sits on your hip bones and that the shoulder belt is placed across your chest.

Make Sure Your Car Has Safety Features: You should try to drive the safest car that is within your budget and suits your need. You could look into the Insurance Institute For Highway Safety’s list of extensive safety ratings and list of safe cars of different models and sizes.

Store Objects Inside The Car Properly: You should store objects that could hit you during a crash so that it won’t cause any injuries in case of a collision. You should remove them from your car, or store them in the trunk.

Be Prepared For Any Changes In Traffic: While on the road, you should always pay close attention to the traffic flow so that you can be prepared for any changes. Usually, you will know about certain emergencies just by watching the flow of the cars ahead of you.

What To Do In Case Of An Accident

Check For Any Injuries: In case of a vehicular collision, you should try to remain calm. Check if you or any of your passengers has been injured. You should also call 911 for emergency treatment. Avoid moving someone who is unconscious; however, if you really need to move him because he is in a risky situation, make sure that you support his head and neck.

When talking to a dispatcher, give the following information:

  • Your name and phone number in case the law enforcer needs your information later.
  • Tell the dispatcher as much information as you can. For instance, you should let him know if there is a fire, medical emergency, traffic hazard, and so on.
  • Inform the dispatcher about your location. Give him the road name or number, mile markings, traffic signs, or city.

Move Away From Traffic: If possible, move your vehicle on the side of the road. Keep away from traffic to avoid further accidents. Turn on your warning lights to let other vehicles know about your situation.

Call The Authorities: You should immediately call the authorities so that they can file the necessary accident report. Avoid discussing the accident with other people, except with the police, your insurance agent, and your lawyer.

Document The Scene: If you are not seriously injured, you should document the scene. Use your phone’s camera feature to take pictures of the accident scene; preferably before moving the cars. You should also record as much information as you can.

Get Necessary Information: You should also ask for the other driver’s personal information and license. You should get his name, phone number, address, license number and plate number, and insurance policy number.

This guest post is written by Kris Hopkins, a registered nurse. In her line of work, she sees car crash victims being rushed to emergency rooms every day; thus, she offers these tips to help victims deal with the aftermath of an accident. She urges victims to seek compensation for their injuries with the help of a credible injury attorney.

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Top 5 Most Common Causes Of Car Accidents

Top 5 Most Common Causes Of Car Accidents


Going on a road trip? Plan ahead by taking every precaution and ready yourself (and your car) for the hours and hours of driving. Nobody wants to be in a car accident. However, when on the road there are many uncontrollable factors. Here are the five most common causes of car accidents with simple solutions:

  1. Distracted Driving

The percentage of car accidents that revolve around distracted driving is growing to terrifyingly high levels. With more and more technology to distract us, it’s a growing problem in America, and it’s mercilessly taking its toll. Texting and smartphone usage has become the most common manifestation of the driving distraction, but other distractions that also very commonly cause accidents include tuning the radio (or other audio-related action, like changing the CD), eating, talking to others and putting on makeup.

Solution: Just drive. Really. Everything else can wait. Even if you feel like it really can’t, really, it can. Don’t put your life or anyone else’s life in danger just because you absolutely must eat in the car or check your texts. Leaving earlier or putting your phone away from the driver’s seat could be annoying or troublesome, but it’s a lot better than an accident.

top most common causes car Top 5 Most Common Causes Of Car Accidents

  1. Reckless Driving

Speeding is a common practice among drivers these days, and for many, unfortunately, it’s not until they’ve gotten a ticket, or an accident, that they finally realize that it’s not worth it. Other reckless driving behaviors include failing to signal properly, unsafe lane changes, tailgating and failing to yield the right of way.

Solution: Be respectful not only of the laws but of the drivers with whom you are sharing the road. Don’t assume that other drivers and read your mind or that your “courageous,” reckless driving will impress anyone.

  1. Equipment Failure

Surprisingly numerous car accidents happen because of the car’s mechanical failure. Tire blowouts, brake failures, steering failure and suspension failures all cause the car to lose control and accidents commonly happen as a result.

Solution: Because of this, it is critical for you to keep up with the maintenance of your car. If you are driving a vehicle that is rented or leased, make sure that the company that owns the car is reliable and has proof of meeting industry safety standards.

  1. Drunk Driving

Awareness of this problem has grown significantly over the past years. However, it is still a huge problem. Not much needs to be said about how this type of accident happens, but it cannot be emphasized enough how unnecessary, irresponsible, and threatening this type of behavior is. Drunk driving accidents tend to be very serious and too many people and families have been victimized, harmed, and killed by drunk drivers.

Solution: Every single drunk driving accident can be avoided by taking a cab or riding with a designated driver.

  1. Roadways

When the city or state fails to properly maintain the roads, it can cause, and has caused, traffic accidents. Common problems include uncleared roadway debris, faded road signs, potholes and improperly managed road construction.

Solution: Unfortunately, because the city is at fault for these accidents, there is little you can do around the time of the accident to prevent it. Do your best to stay vigilant, knowing that these types of accidents can and do happen, and report problematic areas and situations when you see them.

Adam Loewy is a personal injury lawyer at the Loewy Law Firm. He has over ten years of experience in winning car accident cases. He has always been passionate about road safety and bringing justice to inconsiderate drivers.

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Car Maintenance: 10 Common Mistakes Most People Make

Car Maintenance: 10 Common Mistakes Most People Make


Owner abuse and lack of maintenance play major roles in car breakdowns, but good maintenance does help considerably. Remember this simple formula: Good driving + preventive maintenance = dependability. You must be aware that some vehicles will cost more to maintain properly. It is very important that you know up front what it is going to cost to own and maintain the car you are considering buying.

car maintenance Car Maintenance: 10 Common Mistakes Most People Make

1.Driving with badly maintained brakes

The most important part of your brake system, in most cases, is the most neglected: the brake fluid. This fluid should be replaced every two years, as it attracts moisture. Most automotive manufacturers do not have a replacement interval for this fluid, which is kind of scary.

Brake pads should be inspected annually for freedom of movement. If the brake pads do not move freely in the brackets, as they are designed to, this can cause your brakes to overheat. This is especially not good if your brake fluid has a high content of moisture in it. When the brake pads are stuck in the brackets, it is like driving around with your foot on the brake pedal. Needless to say, this does not help your fuel mileage at all!

2.Buying cheap tires

The most important thing between you and the road is your tires. Most people, if they are on a budget, will purchase the cheapest tires they can. Sometimes you can luck out and get a set of cheap tires that are actually round! Another common problem with cheap tires is that sometimes the steel belt is not centered perfectly within the tire. This can cause the vehicle to pull to the left or right. Oh sure, you could rotate the tires to the rear and the pulling may go away. However, the pulling will return when you rotate the tires back to the front. The only way to correct this permanently is to replace the defective tire.

3.Ignoring the bad suspension health

You should pay attention to any new noises when driving over bumps. Also, you should take notice of differences in handling characteristics when you are on the road. As you drive your car, no one will know the car like you do; you will know when something does not feel right. You should have your car looked at if something does not feel right with it, even if it just passed state inspection the month before!

4.Not replacing battery on time

A battery that tests good one day could fail the following day, if exposed to excessive heat or cold. Also, a battery that may test good could still be weak. A weak battery will cause your starter to work harder, because the battery does not have the cranking amperage that it once had. Your alternator will also have to work harder to try to replenish or keep the battery charged fully. A weak battery can cause premature failure of your starter, alternator, and other electrical components in your car. If your battery is four to five years old, I recommend that it be replaced to provide you with maximum reliability.

5.Not keeping a watchful eye on engine oil

Oil is as important to your car as blood is to your body. Unfortunately, your car can’t maintain its oil level all alone. By keeping a watchful eye on the level and cleanliness of oil in your engine, you can make sure your car runs healthy and strong for years.

6. Not Protecting The Car Paint

At least twice a year, try to use a high-quality wax on your vehicle to protect the paint. If you have a bird leave a deposit on your car, hose it off as soon as you can. This nasty stuff can burn and bake into your paint, causing permanent damage. After you wax your car and it rains on your car, you will notice that the water beads up nicely and rolls off, but not all of it does. When the sky clears and the sun comes out, these remaining beads of water are heated by the sun, acting like little magnifying glasses. They can burn little water spot circles into your paint. This can also cause permanent damage. Get yourself a drying chamois; you can purchase them at almost any parts store or department store.

7.Driving with low coolant levels

Most coolant reservoirs have a minimum and maximum level. If the reservoir is empty, this may indicate that the engine is burning up the antifreeze. If your coolant reservoir is not getting topped off, when you get your car serviced, an air pocket can form in your engine’s cooling system. When this happens, it does not allow the coolant to flow as it should. Your engine can overheat as a result, causing engine damage.

8.Using deteriorated wiper blades

If you haven’t devoted much time or energy to car maintenance, chances are you have a streaky windshield. This is usually caused by deterioration of the wiper blades due to aging and the environment. If the wipers are really damaged, metal might be scraping your windshield, in which case you should not use the wipers until you have replaced the blades. If you see your blades need changing, you should take care of it right away.

9.Using bad fuses

Every car has fuses installed in its electrical system in order to protect components from an over-current situation that could cause damage or electrical fires. A fuse’s job is to fail if too much current goes through the line for any reason. Once the fuse fails, electricity cannot get to the components in the line that are past the fuse. This ensures that having too much current on a line will only blow a fuse that costs a few cents instead of your pricey stereo system or electronic gauges. It also prevents your systems from drawing too much current and overheating, which could result in melted wires or a fire.

10.Driving with a bad axle

Next, you should drive the vehicle to a big paved parking lot that is fairly empty. Come to a complete stop and turn the steering wheel all the way to the right until the steering wheel stops. Now accelerate the vehicle and drive it in a complete circle and come to a stop. Now do the same thing, but steer the car to the left in a complete circle and come to a stop. When doing this, if you notice a loud clicking noise from the front end, it indicates that the vehicle has bad axles or bad constant velocity joints. All vehicles today with front-wheel drive have constant velocity joints, usually called CV joints for short.

Nothing lasts forever, but by following the advice given in this article, you can have your vehicle last as long as possible, while staying dependable.

Domenic is a passionate blogger and works as a distributor of Caterpillar parts in Australia.

Photo Credit: Masao Hirasawa

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The Things That Affect Your Car Insurance Premiums

The Things That Affect Your Car Insurance Premiums


When you buy a car, it won’t always be the cost of the car itself that eats up your finances. Often this will come down more to the other associated expenses, including things like the cost of fuel and the cost of insurance. While fuel is directly related to the amount you use your car however, the amount of money you spend on your insurance will depend on how good you are at hunting for the best deals and at making yourself more easily ‘insurable’. To do these things, you need to first understand how insurance companies make their decisions regarding insurance rates. Here, we will look at how insurance companies work and how you can bring your premiums down by understanding this.

The Basics

It’s safe to assume you understand the basics of insurance premiums, but for the sake of argument let’s go through it again. Essentially, insurance companies will choose how much to charge you for insurance based on how likely you are to have an accident. These companies are of course out to make a profit, so they need to charge you more over the course of your policy than you are likely to cost them.

Your Statistics

As such then, an insurance company will look at various statistics and features to decide whether or not you are liable to have an accident. Your demographic will come into this of course – as younger men are more likely to have accidents than middle-aged Mums for example. Something you can do to help this though is to take extra driving lessons, such as a pass-plus, in order to improve your driving knowledge and experience.

Note as well though that insurance companies will often raise premiums across the board to account for rare cases where they have to pay out more than they earn for a single customer. If you fall into a good demographic then (such as middle-aged female drivers), consider using an insurance company that caters exclusively to that group.

Your Car

Likewise, the type of car you drive and any modifications you may have made will also have a bearing. Certain modified cars risk making you seem like a ‘boy racer’, while having a car that’s very expensive suggests that any damage will also be more expensive. If you want to keep your premiums down, you should buy a cheaper car that isn’t capable of such high speeds.

Your Record

On top of this your driving record will impact on your insurance costs – if you have had accidents in the past it will make you more likely to have them again. A no-claims bonus will work the same way by potentially demonstrating that you have gone a certain amount of time without an accident. Points on your license/your no claims bonus are the equivalent of a credit rating but for car insurance rather than loans.


As insurance pays out for damage to your car, sometimes (if you get fully comprehensive insurance), things like off-road parking can help you to save more money still. Even living in a less bustling area can help.

By doing everything you can to prove that you won’t be likely to have an accident, and that it would be relatively cheap if you did (by getting a less expensive car), you can keep your insurance premium as low as possible.

This post was written by guest contributor Samantha Brave. An avid blogger and a gadget lover, Samantha writes for 4SafeDrivers.com.

classic sport car The Things That Affect Your Car Insurance Premiums

classic sport car1 The Things That Affect Your Car Insurance Premiums

classic sport car2 The Things That Affect Your Car Insurance Premiums

classic sport car3 The Things That Affect Your Car Insurance Premiums

classic sport car4 The Things That Affect Your Car Insurance Premiums

Photo Credits: Dave Catchpole (CC BY 2.00)

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